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Groundworker Insurance

Specialist Provider of Ground Worker Insurance

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Groundworker Insurance

Crosby Insurance Brokers offers  Groundworker Insurance for business equipment for businesses using hands or machines to dig. This policy also includes financial losses and liability cover, including product liability. We are flexible enough to tailor a policy to your needs and ensure your business is fully protected.

Crosby Insurance Brokers offers commercial contents insurance for businesses with premises holding stock or manufacturing goods. This policy protects the financial losses of your business and liability cover, including product liability. We understand that every business is different, so we are flexible enough to tailor a policy to your needs.

As a business owner, you must protect your property and possessions if an unforeseen incident occurs. That’s where our business contents insurance comes in. It covers loss or damage to your property caused by fire, theft, vandalism, storm damage, and more. So whether you run a shop, office, or factory, we can tailor a policy to suit your needs.
You may also want to consider our Buildings Insurance policy if you agree. Ensure the policy covers your property’s physical structure against fire, flood, and vandalism. And if you need to make a claim, our Simple Claims process is straightforward.

To learn more about our Business Contents Insurance or Buildings Insurance, We understand that you need the best protection for your content regarding your business. That’s why we work with a panel of insurers at Crosby Insurance Brokers to get you the best terms for business contents insurance for business owners.
We make it easy for you to obtain a quotation by calling us today at 0191-5657590 or completing our online contact form. Then, let us know the best time to contact you, and we will call you back. We will take your risk information and send it out to our panel of insurers so that you can choose the right policy for your business. Protect your contents with Crosby Insurance Brokers today!
Crosby Insurance Brokers are specialists in Business Premises Contents Insurance.

The construction industry is recognised as one of the most high-risk industries, with most construction environments recording higher numbers of work-related injuries. With this in mind, ensuring that your business is protected with a comprehensive Groundworker Insurance policy should be an essential priority if an unexpected problem occurs. 

When it comes to groundwork, preparing a site takes on many jobs, from removing sewage to concreting the area, which can pose more room for risk. Without the right cover to ensure complete protection, your business and reputation can become financially exposed.

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Crosby Insurance - Groundworker Insurance Public liability

What does groundworker insurance cover?

A groundworker insurance policy is a comprehensive form of cover, meaning the range of protection can differ between insurers. Here at Crosby Insurance, we specialise in groundworker insurance and only work with the most reputable insurers to ensure you receive the most professional cover. We understand that every customer is different, so our specialist brokers work closely with insurers to find tailored policies that meet our customers’ requirements.

Typically, you will find that a groundworker insurance policy will cover these main features listed below:

Ground Worker Public Liability

Regarding groundwork, laying foundations and carrying out deep excavations can present significant risks to the public. When working in a public environment, you are out of control to an extent. You can only follow safety protocol to minimise risks, but even as a vigilant groundworker, it only takes one incident. A groundworker could end up causing damage to underground pipes and cables, or a public member could trip over wiring or even fall into a hole. 

These scenarios paint an unpleasant picture of what accidents could occur, and the claims associated with this trade can be very costly. A public liability insurance cover will protect your business financially from accidental damages to property or any accidental injury to third parties.

Contact us today and enquire about our insurance services

Employers Liability FOR GROUNDWORKERS

Employers liability is a legal requirement if you employ temporary or permanent employees. It will ensure that your employees are protected if work-related injuries occur. Even if you only have labour-only subcontractors, temps, or apprentices, you are legally obliged to ensure they are covered because your workers are your most valuable asset.

Groundworkers - Contractors all risk cover

Contractors all risk cover will ensure that your tools, machinery, and plant are covered in the event of any damages or cases of theft before the completion of a site. Contractors’ all risk cover will also cover additional costs for rebuilding work previously completed if the build has been damaged or destroyed. 

Additional cover can also be added, including transport cover, which protects from any damages or theft to your equipment while in transit.

Legal Expenses

Legal disputes can be very costly for your business and could have a detrimental effect if your money becomes tied up in paying for legal services. With legal expenses covered, you are ensured to become financially protected. For those who may wish to have a more comprehensive legal expenses policy, our expert brokers can arrange for professional indemnity insurance cover to be included. This will protect you from any filed lawsuits against your business for a mistake that has been made, even unintentional.

Do I need groundworker insurance?

As we have mentioned before, groundwork operations present a high level of risk, where workers will encounter hazards daily, and the potential for accidents is always high. Protecting your groundwork business from any risk is essential, no matter how big or small within your area of work. A comprehensive groundworker policy can offer different sizes of cover to ensure that your business is protected as a whole, giving you peace of mind and potentially saving your business from collapsing. 

If, for example, you had a forward tipping dumper or a 360-degree excavator damaged or stolen and didn’t have a contractor’s-risk cover, this could adversely affect your business. These are expensive pieces of machinery essential for a groundwork operation, so ensuring you have the right policies to protect your business is a must.

How do i get the right insurance policy?

At Crosby Insurance, our expert brokers have years of experience and in-depth knowledge of finding the best policies for our clients. We understand that groundwork insurance can be a little daunting, but our expert brokers are just a call away to provide you with the guidance and support you need. The more we know about your groundworks operations, such as location, the depths of groundwork that you will be carrying out, and the number of employees, will allow us to find you the most efficient groundwork policy for your business. Any omissions relating to your groundwork operation could invalidate your insurance policy. 

Please ensure your groundwork business is fully protected and call one of our expert brokers today.

Request a quote from Crosby Insurance Brokers today

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4.9/5

5 star rating

based on Independent Customer Feedback

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