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Business Liability Insurance
As a business owner, every transaction you complete can result in either a profit, or a risk.
Protecting your business from the impact of potential customer lawsuits should be the first order of business. And while only a precisely crafted Business liability insurance policy can shield your business from this expense and stress, it’s usually the last thing business owners handle.
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Business Liability Insurance Quote
Business liability insurance
What is covered
Liability insurance covers the costs of legal fees, including court costs and the resulting award, if any is made. Imagine the peace of mind you’d have being free from worry about the solicitor costs as business liability insurance UK will handle the liability case —and if you’ve got something to take, the plaintiff’s solicitor will often make sure it does.
Business Liability insurance UK is appropriate for any business that could face potential lawsuits. There are four distinct types that you may need, depending on your business, and your tolerance for risk of financial loss:
- Personal Liability
- Business Liability
- Professional Liability
- Public Liability
- Employers liability
There are other risk that may be covered, including:
- Bodily injury should a client trip and fall over your briefcase, or lose footing on a slippery floor, and you’re found legally liable for their injury
- Property damage and data loss should you accidentally spill coffee on a client’s server that causes data loss, or a tree falls on their car in your parking lot
- Personal injury should an employee talk to a fellow employee of the shop about one of your clients in a false and unflattering way. The client learns of this discussion and sues for slander. We will cover the subsequent claim, up to your General Liability policy’s limits of liability, and pay for an attorney to defend you if necessary
What Business Liability Insurance doesn’t protect
Business liability insurance quote is not designed to protect you from everything, to help keep costs down. For example, general liability does not cover you against claims of negligence, even if it isn’t you or your business’ fault. This is because not every business needs that variety of protection, so to make it part of the policy would over insure lots of businesses, and make the coverage needlessly expensive.
You should consider general liability insurance coverage, also called commercial general liability insurance, if either you or your employees:
- Monthly payment options to help spread out your payments so you can better manage your cash flow
- Coverage of temporary staff, full-time employees, and independent contractors
- Past work covering unforeseen claims arising from work completed before you were even insured, to a pre-agreed date
- Claims responsiveness when time is of the essence, especially in the event of an insurance claim
- Tailored coverage for the specific risks of your field and industry
- Knowledgeable agents who provide exceptional, passionate service
- Coverage for contracts satisfying most standard contract insurance requirements
- Fast and simple online quotes, or helpful agents, immediate coverage
Contact us today and enquire about our insurance services
The Crosby Insurance Brokers Difference
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for …
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. We protect people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Click on the quote request button now and let the professionals at Crosby Insurance Brokers help you forge the strongest shield possible to help you protect the things you care about most.
We offer more than just a policy
See what we can do for you today
Free
Business Liability Insurance Quote
We offer more than just a policy
See what we can do for you today
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