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Classic Car Insurance

You’ve customised your ride, now it’s time to customise a classic car insurance policy that will cover your antique or classic car with the care it deserves. In fact, proper cover is the most important thing to have before you hit the road or attend your next car show or event.

Little known facts about insuring collectible and classic cars

Because the marketplace values classic cars and collectible cars differently, you will need a policy that provides different cover than “regular use” drivers. Since classic cars and collectible cars often register as older vehicles, they aren’t evaluated at their true market value according to standard insurance practices. So if you have an accident, you could end up paying the difference out of pocket on any repairs or replacements you’re not fully insured for, or if there’s a gap in your policy you didn’t know about.

We understand how much time and effort you put into your car. That’s why we offer specialised insurance for antique and classic cars, modified collector cars, reproductions, replicas, restorations and modern classic cars, 15 years or older.

Classic Car Insurance Brokers

Classic cars and collectible car insurance is different than ordinary car insurance because it’s geared to cover the full collectible value of your car.

In the same way you’d customise your ride, you need a customised classic car insurance policy, which takes into account the car’s collectible value, the miles you drive each year, and many other personalised adjustments.

But unlike standard car insurance policies, you only pay for what you need because you won’t need full time cover. So you’ll be surprised at how affordable complete cover can be for average classic car insurance and collectible car owners like you.

Classic Car Insurance

When we submit your application for insurance, your insurance carrier may require us to provide some or all of the information below. Should you ever be in the unfortunate position of filing a claim, everything will be in order.

  • Usage: It is your car and you should feel free to drive it. We will tailor your policy to reflect your driving habits.
  • Storage: Your collectible car should be stored inside in a secure locked garage or structure. The following storage facilities normally qualify: residential garage, barn, secure rental storage unit, and others.
  • Regular-Use Vehicles: Since you don’t need to drive your “baby” every day, carriers will require that you maintain “regular use” insurance in your name on a daily driver vehicle. Customarily, motorcycles do not qualify as a daily driver nor does public transportation.
  • Driver Eligibility: As with other forms of car insurance, your driving history will also be taken into account. Serious infractions within the last 5 years such as drink driving, dangerous driving etc, excessive speeding, driving recklessly or an alcohol related conviction could affect eligibility, but may not necessarily disqualify you. Minor traffic violations or accidents per household are generally acceptable.

Classic Car Insurance Brokers

The Crosby Insurance Brokers Difference

You may think you want the cheapest insurance you can find, but realise you may not be getting everything you bargained for …

… While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. So if you’re at all concerned for your financial well being, you should investigate what you are offered carefully, and consider a relationship with a reliable guide. As a classic car insurance brokers

There’s no such thing as a one-size-fits-all insurance policy.

We protect people we know and care about in, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Click on the quote request button now and let the professionals at Crosby Insurance Brokers help you forge the strongest shield possible to help you protect the things you care about most.

We offer more than just a policy

See what we can do for you today