menu

Contractor Public Liability Insurance

As a contractor, each job you win brings in extra money but it also brings extra risk. An accident could cause injuries or damage to property leading to a financial loss that can potentially overwhelm your business with financial liabilities.

And the same contractor public liability insurance you used to protect you for a one-man project may not protect you during a multi-year commercial deal.

Suncontractor public liability insurance

As a Subcontractor looking for subcontractor public liability insurance this is because every business is different, commercial insurance solutions for contractors can range from a basic policy to a thorough mix of covers that vary job to job.

Also, the type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need, so getting the right subcontractor public liability insurance is so important.

Crosby Insurance Brokers Newcastle upon Tyne and Sunderland understands the fact that you need to stay focused on the work, not the risks you face every day. So we work with the best carriers of subcontractor public liability insurance providers to get you a best of breed insurance solutions that can help you meet the needs of your business, and put your mind at ease.

Subcontractor insurance

Any person or business working in construction trades: building construction, heavy construction or home improvement. We offer cover for every trade, including:

  • Contractors Insurance
  • Carpenter Insurance
  • Plumber Insurance
  • Scaffolders Insurance
  • Electrician Insurance
  • Plant Hire Insurance
  • Security Company Insurance
  • Home Builder Insurance
  • Developer Insurance
  • Renovation Insurance
  • Welding Insurance
  • subcontractor insurance specialist Insurance Broker

Contractor public liability insurance

Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on. Having good quality contractor public liability insurance goes in giving the best cover even if a claim comes out the wood work 18 months later. Your contractor public liability insurance policy if in force at the time of the work will still cover any damages or injury many months later.

Crosby Insurance Brokers insurance keeps protecting you from any accidents or faults that may allegedly result from work you’ve overseen or performed. In the trades, you need a solid contractor public liability insurance policy that keeps working to protect you long after you have moved to the next job site.

subcontractor public liability insurance

What does subcontractors public liability insurance cover?

The list of cover areas that need to be addressed in your subcontractors public liability insurance include:

  • Property in transit covering equipment, and losses to goods stored (on or off your premises), or being transported to or from your premises. Optional extra additional premium applies
  • Employers liability  can replace lost wages, pay medical treatment, as well as protecting your business assets should an employee suffer injury – is an extension to the basic subcontractor public liability insurance policy. It is a legal requirement if you employ anyone to work on your behalf.
  • Errors and omissions covering any claims for negligence or other mistakes resulting in a loss to the customer during business activities- optional extra for advise given whilst on site
  • And many more …

If your subcontractor insurance misses any one aspect of this protection, your job and your company could be at serious risk.

What about the cost?

Fact is, you can’t afford not to have cover. Understandably, price is always a concern for contractors. But with a custom subcontractors public liability insurance policy from Crosby Insurance Brokers, you are in control of what types and amounts of coverage you want to pay for, and when. So it can be surprisingly affordable.

Talking to a local resource you can trust is the first priority.

The Crosby Insurance Brokers Difference

You may think you want the cheapest insurance you can find, but realise you may not be getting everything you bargained for …

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your contractor public liability insurance policy.

We protect people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the correct subcontractor public liability insurance companies we represent to be both affordable and responsive.

Click on the quote request button now and let the professionals at Crosby Insurance Brokers Newcastle upon Tyne and Sunderland help you forge the strongest shield possible to help you protect the things you care about most.

We offer more than just a policy

See what we can do for you today