Why you need Mini Bus Insurance
Call us on 0191 5657590 for our lowest premiums
Transporting people requires care, attention and professionalism. Whether you are a taxi driver who regularly drives people for their job or someone who organises trips for charity it is vital that you have the right cover, whether it’s private minibus insurance or charity minibus insurance for people organising trips for charity.
Why you need the cover
Aside from the normal reasons people get vehicle cover (insurance against theft, accidents and so forth) you have the additional responsibility to your passengers. Various factors can affect the cost of the cover- for example if you are transporting older people, whether or not you are travelling, for your own personal use, professionally or for charity, how much the vehicle costs and so forth.
There is also the practical aspects involved- for example extra windows and seats mean potentially more extra damage so this is a factor that may be included when calculating the costs. If you have a disabled access ramp on board then there is also the costs involved in ensuring it runs properly or covering in built entertainment systems. All of these things need to be considered in order to make sure you have the right kind of policy.
Charity Mini Bus Insurance cover
This cover is often important because some groups may not be able to take their members on public transport- it could be because it would be too expensive or their members have specific needs (for example they have mobility issues).
In some cases it may be possible to get the costs back by applying for a Section 19 Minibus permit, something you should look into while making an application.
While it is possible to get cover for single day trips it may be more prudent to get cover for the year (this is often works out cheaper if you do trips on a regular basis so you only pay once as opposed to paying out for every single trip that you organise).
Private Minibus Insurance
Although most minibuses are bought for use as a Taxi, Charity, Clubs of Associations we know that some are bought for Family use. Don’t worry we can accommodate Private Minibus Insurance for purely private purposes.
If you run a taxi service and you run the minibus yourself then there are other concerns. For one thing you are likely to go on more trips so there is an increased risk of wear and tear, something that is very likely to be factored into the quotes you receive.
Of course when it is your business there is the concern about your budget and the costs involved. However when it comes to insurance it is important to think in the long term- you want to be sure that when the time comes you get the cover when you need it and that it suits your needs, rather than paying out less in the short term and not getting your costs properly covered because you didn’t pay for the cover you needed!
Why come to us?
Our clients have saved up to 37% on their insurance with us. However it is not about making the prices cheaper- we believe in working closely with our clients in order to help them make the right choice in order to get insurance that works for them rather than taking a “one size fits all” approach that doesn’t really benefit the client when they need it most.
This is why on our website we have specialised sections for specific insurance policies- with a couple of details we can arrange a quote that is specifically tailored to your needs and designed to suit you.
If you would like to know more about our minibus insurance or indeed any other form of cover we have available please Call us on 0191 5657590 contact us today and we will happy to discuss what you need in more detail.