Replica Car Insurance
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People often buy replica vehicles because they have a love of a certain type of design but do not want the hassle that comes with looking after an older car that will inevitably be much harder to handle and require a lot more repairs. While people may wish to show off a classic look of a vehicle the benefit of constructing a vehicle from a kit is they can pick and choose additional features to make the driving experience a bit easier (as well as the benefit of modern sound systems, air conditioning and so forth!)
For other people it can be a passion and they enjoy showing off their specially constructed pride and joy at a number of different events such as outdoor exhibitions and rally’s. While legally you are required to insure your vehicle what you may not know is that you can also get specific Replica car insurance.
You may wonder why people would choose to get a specific type of insurance for a replica car as opposed to simply getting the standard cover that a provider can give you. In simple terms the reason is that there are benefits available that are specific to this kind of vehicle not to mention helping to cover some of the potential problems with owning a replica.
One of the big problems is value and making an accurate market valuation of the replica. Whether it is fully constructed or made from a kit it can be difficult for an insurer to provide a specific market value without having specialist knowledge of the work that goes into producing them.
A specialist can look at the parts used in assembling a replica and the quality of the vehicle, making an objective assessment that will result in a more accurate market value than someone can offer if they are not experienced in assessing replica vehicles. You want to be sure that the person making the assessment has access to the most up to date information and has knowledge of the risks involved (after all this is how insurance should be calculated!)
Another aspect that is unique to constructing a replica is the cover of the tools and parts themselves. Often these may be difficult to source and therefore may be costly to replace. Imagine if you went to collect your parts and an accident resulted in your parts being damaged. If you do not have that cover replacing them could be very expensive, especially if the parts were hard to come by in the first place!
Most owners of kit or vehicle replicas are likely to own another vehicle as well. Therefore it makes sense to take advantage of a multi car cover option as covering both your own vehicle and Replica car insurance UK can reduce costs in the long term.
There is also the issue of what you intend to use them for. For example some people may only get out their replicas for specific events, whether they are used for promotional purposes or as part of a display. Others may race them during rally events and so forth.
Therefore one policy may not be suitable for everyone. We look at everyone as an individual and decide what cover will work best for you rather than trying to give you a “one size fits all” solution that may not be suitable for your personal circumstances.
With over 20 years of experience we know what it takes to get the right of cover to suit our clients and we have the testimonials on our site to prove it! It is about ensuring that what you have is suitable and in the case of replica insurance it is about more than just vehicle but also the parts and what you intend to use the vehicle for, whether it is just for show, for driving or to be used in a rally.
It is important that you not only have some form of cover but also the right kind and as soon as possible to get the full benefit from it. Do not delay, contact us immediately at 0800 080 3087 or submit the free quote form on this page to find out more about what we can do to insure your replica today!