Public Liability Insurance
Our insurance will protect you against injury caused to third parties, such as your customers or members of the public. It will also cover you against damage to third party property and cover legal defence costs for alleged negligence and compensation should your business be found to be at fault.
Public Liability Insurance – Typical Areas of Exposure
There are now many areas where your business can get exposed to risks. Public Liability Insurance helps protect you against these types of claims, for example your Public Liability policy can cover you for the following:
Injury to any person
- Loss of or damage to property
- Obstruction, nuisance, trespass or interference with rights of way, air, light, water or others.
- Wrongful detention, imprisonment, eviction, arrest, or invasion of the right to privacy.
- A public liability policy can extended also to cover such events as:
- Health & Safety at work - legal defence costs
- Motor contingent liability
- Movement of obstructing vehicles
- Leased, hired or rented premises
- Cross liability
- Car park and Cloakroom liability - i.e. where a car or personal belonging of a person are held in trust by you or in your custody or control
- Data Protection Act - liabilities arising under the Data Protection Act to pay compensation for damages or distress
- Consumer Protection Act - legal costs & expenses
- Bona-fide - sub-contractors
- Defective Premises Act
- Product Liabilities
So a Public Liability policy clearly help you or your business protect against a vast number of possible exposures.
Cheap Public Liability Insurance
We understand how time consuming and frustrating it can be searching around for public liability insurance which is why are happy to confirm that as a public liability insurance broker we are able to provide instant online quotations from several insurers at a time meaning we do the searching so you don't have to and ultimately you will save time and money on your liability insurance policy.
If you would like an instant quote for your public & employers liability insurance, please call a member of our team now on 0191 213 0748 or simply fill out the free quote form on this page.