A guide to Business Insurance- Call Us Now! 0800-0149-301
People can be cynical about insurance. There is the feeling that it is an extra cost on top of everything else with the fear you will not really need it. We recommend that you look to getting some impartial advice before committing yourself to buying business insurance. If you are going to commit a lot of your time and energy into your business you need to get the right business insurance for you.
Small business insurance
If you are running a business for the first time, or you may be running a Working from Home Business Insurance, or your company is relatively small you may not necessarily have considered the kind of business insurance you need. Fortunately there are products specifically designed with smaller business owners in mind. Officers Insurance can provide complete comprehensive cover.
With any form of cover you have to be sure that what you have is appropriate for the needs of your business. You do not want to spend a lot of money for cover you are unlikely to claim from.
For example if you have employees then it is strongly recommended you get Public Liability & Employers Liability Insurance. This means that if they get injured at work they will be compensated for their injuries and the time lost from being off work. There is also the additional benefit that the compensation costs will usually be a lot more affordable than having to go to court to dispute the costs involved.
It is also worth getting a risk assessment for your workplace, particularly if your business is involved in manual work. Many of the insurers we use can provide FREE risk assessments for you, using an on-line system. This will reduce the risk of anyone working at your place of work and suing you for any injuries incurred or any damage caused.
Professional Indemnity Insurance
People often think of cover in terms of physical pain. However if you are a consultant or an accountant then your business will be based on the advice you give. If on an occasion you give bad advice that seriously costs your client you may wish to take out indemnity cover in order to avoid expensive and long dragged out court cases.
There are many different types of business far too many to list here. Whether you provide a professional service for a fee, Manufacturers Insurance or assemble products, work from your clients places of work, you need the very best advice regarding the business insurance required to meet your needs.
It is worth asking an insurance broker, because there are often specialist providers and insurance for specialist businesses.
Business insurance quotes
The temptation when shopping around for business insurance quotes is to go for a provider that offers the cheapest price. As a business owner you owe it to yourself to make sure you get great value for money. Let us at Crosby Insurance Brokers take the confusion away and let us find you the best premiums and widest cover that suits you. If you get less cover than you need the fact you saved money is irrelevant. Equally going for the most expensive package is pointless if the cover you have chosen covers something that is not appropriate for your business.
This is why you should contact us today. Our discounts can save you money on your insurance quotes and our call centre are based in the UK. More to the point we will match you with an expert that will find the ideal provider that will be appropriate to your requirements. Don’t delay talk to Crosby Insurance today! Telephone 0191 2130748